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So Colleen and I just applied for an apartment and there's about a 90% chance that we'll actually be approved for this one.

While you'd think I'd be relieved to finally get this taken care of, since our current lease is up in exactly 17 days (yeah, we're cutting it close), I'm not so excited.

A) It's more expensive than I can afford (and I've told Colleen that. Since she's getting the master bedroom, we decided it was fair for her to pay more in rent. Also, she's the reason we're stuck within 5 miles of UCF, which is uber expensive).

B) We are required to get renter's insurance (I'm not opposed to this, it's just more money that I don't have).

C) It only has one bathroom. I haven't had to share a bathroom since December 2004 and I have a lot of shit and I shed a lot, and I get really creeped out by other people's hair (and sometimes my own).

D) It does not have a washer and dryer. We'll either have to use the community laundry room (I assume it's coin operated), or buy a washer and dryer. I do laundry every two days because I only have two pairs of costume shorts currently (costuming is out of just about everything for safaris). So when I get home at 9pm on a random Tuesday night, I'm going to have to go to the coin-operated laundry, and I won't be able to just switch the wash into the dryer and leave it overnight and get it in the morning, like I usually do. I'll have to stay up for 45 minutes later. Because clearly I'm getting too much sleep at the moment (please note the sarcasm, I'm ridiculously overtired at this point). The alternative is putting $600 toward a washer and dryer.

E) Our new lease would start on the same day that our current lease ends, and I have to work that day. So I either need to give away the shift, or call in sick (for a full point on my record card--my first), and move everything that I own on one day. The slight upside is that it's a Sunday, so I should be able to get at least my parents to come and help me.

F) It's unfurnished (as all of them have been). However, recall that I only have one day in which to move all my belongings, and I would also need to somehow come up with at least a bed and probably a dresser on said day.


Fuuuuuck.

Who knew that actually finding an apartment would suck more than looking for one?
The government took $93 of my hard-earned money this week.

Douches.


I don't necessarily mind the "withholding." That could come back to me at some point.

It's the Social Security. I wouldn't mind giving that up, except that the chances of there being a Social Security from which I stand to benefit 40 years from now is nearly non-existent.


I know, I know. It all goes a little bit against my democratic-socialist ways...but I worked hard for that money (52 hours in 6 consecutive days). And I know that the government isn't using it for the things I'd actually want it to be.


PS - I fucking love overtime. I am all about the overtime. Please, schedule me for more than 8 hours a day and/or a 6th day in the week. (Better yet...all seven days. The 7th day in a week is DOUBLE time. Mmm...)


When all is said and done, it does just feel good to get a steady paycheck. I hope I can keep making this much money per week. Particularly if the gas prices keep rising (which I believe they will).

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In additionally awesome news, I will be leaving a week from Saturday to see my whole family. I can't even tell you how psyched I am!
It's odd, but I've always sort of believed that money was something that would work itself out. And to a large extent, I think much of my conscious and subconscious mind still believes that.

Sadly, I don't have any long-lost rich uncle from whom I could stand to inherit loads of money. But I guess the thought of winning the lottery never seemed all that far-fetched (although I've never actually played).


Last week, someone in Georgia won $270 million on the Mega Millions drawing (something we don't have in Florida, otherwise I totally would have played for that jackpot).

And I thought about what I would do if I had won that sort of payout. First off, I'd get the lump sum and after taxes, I'm sure it would be no more than $125 million. So I'd put $100 million into a savings account (so I can earn more money). Then I'd pay off my student loans. After which I'd pay off the mortgages of my parents' and all of my siblings' houses. Buy my sister Chris a house. Pay off everyone's debts (credit cards or whatever). Buy anyone who needs one a new car. Put $500,000 in college savings accounts for my nephew and each of my nieces. And after I've done what I think is fair for my immediate family...I'll probably be a little selfish and get myself a new car and possibly buy an apartment in Paris. Or Chicago. Or New York...I don't really know. I'd decide on some place to live, though. And I wouldn't have to worry about getting a high-paying job...I could just find something that I love to do...I could volunteer, even. And when I get bored of that, or realize that it's not using my full potential, I could go to grad school, maybe even somewhere ridiculously expensive and I could study art and film they way they are meant to be studied and it would be fantastic.

And while that all seems pretty out there, I think I've always expected my life to turn out this way at some point. Much in the same way that I assume civilization will end within my lifetime. I am wary of anything that extends into the future more than 50 years because I'm highly skeptical that mankind will exist that far ahead.


It's so odd. And it makes no sense. But I honestly believe these things.
Clearly, billionaire heiresses have nothing better to do than ride horses.

The 20 Most Intriguing Billionaire Heiresses

Seriously, I think 5 or 6 of the women on this list were noted as having equestrian interests, and two were said to be vying for spots on 2008 Olympic equestrian teams.


Then again...if I were a billionaire heiress, I'd probably ride horses too. I mean...why not?

(PS - I'm liking Georgiana Bloomberg, daughter of the 25th richest man in America who also happens to be mayor of New York? That's pretty awesome. Also, Charlotte Casiraghi, daughter of Princess Stephanie of Monoco. Fourth in line to the throne, living in Monoco, and $1.2 billion to boot? Sweet.)

-------

By the way, the founder of CDW worth $1.7 billion lives in Highland Park. And there's a Wrigley in Lake Forest worth $2.3 billion, a family in Wilmette worth $4.5 billion, and a guy in Winnetka worth $1.4 billion. Additionally, 12 billionaires live in Chicago.

You know...just 'cause.


64 billionaires reside in New York City. Clearly, that's the place to find a husband.

-------

And now, I'll stop tooling around on Forbes.com and get to studying for finals.
So today is my last day of health insurance through my daddy.

I sent in my enrollment a few weeks ago, and I noticed that the check I sent has cleared. But mommy says she hasn't received my policy or insurance cards in the mail.

So my question is this: Does the insurance company having my money necessarily mean that I am covered?

------

In other news, my school stuff is kinda cleared up.

I met with my Chemistry professor this morning (he's not as intimidating in person, thank god) and we couldn't find my scantron. So he said that he would take my grade from the final and substitute it as the exam three grade. Which makes me a little nervous, because the final is cumulative and now it's counting twice (added pressure, much?)


Additionally, I got more accomplished this morning before 10am than I have all week.

After meeting with my professor, I went to Target and spent over $100 in beauty, hair care, and cleaning products (make-up is so ridiculously expensive...$10 for powder?). Then, I hit up McDonald's for some breakfast. Mmm...hash browns.

Which leads me to my next accomplishment: I decided what to do about my Spring schedule.

When it all came down to it, the most important thing was for me to keep my American Cinema class. And if I had rearranged my Tuesday/Thursdays to include the 7:30am Geography class, the only art history class I could take would be Art of the Last 25 Years, which sounds pretty awesome, but it's with the same professor I have for Theory and Criticism in Visual Arts...and I don't like doubling up on professors in the same semester.

So I caved and picked up a Monday/Wednesday/Friday class. With Dr. Martin (whom I adore, but whose classes are quite difficult). But it's History of Prints, and I've wanted to take it. Further, it's at 8:30am, which means I'm going to have to wake up at 7:30am four times a week, but then on MWF, I'm done at 9:30 and have a world of possibilities open to me. Like today, I am far more productive in morning hours, and once I'm up, I'm awake for the day (no "coming home and going back to sleep"). This will be especially helpful since I'll have to work on my "directed independent research" project so I'll have plenty of motivated time to research and what-have-you.

And at least I'll be done at 9:30am on Fridays? It's kinda like an extended weekend, though not the 4 days to which I was looking forward.

------

So yes.

Insurance? Possible check.
Chemistry? Check.
Spring schedule? Check.


And tonight, I'm meeting my sister at EPCOT to see the Candlelight Processional as narrated (in person) by Neil Patrick Harris.

That's right. NPH in the flesh and at Disney. It's going to be legen--wait for it--dary!

To add to the awesomeness, I'm watching a made-for-TV Lifetime Christmas movie starring NPH, Naomi Watts (as a saucy redhead), and Debbie Reynolds (The Christmas Wish). Perfect.
First off, I think I've found something that pisses me off more than full-frame versions of movies, people who hate subtitled films, and annoying talkative cinema audiences...combined.

Colorized versions of black-and-white movies.

It's a Wonderful Life was not shot in color, and therefore should not be viewed in color. Jerks.

Frank Capra should be rolling over in his grave for that injustice.


Second...I've been really good lately about not buying an excessive amount of things I don't need (read: DVDs), but the holiday season is coming up, which means all the awesome movies from the summer are being released in time for gift-giving. While there are a ton more that I could put on this list...these are top priorities...

Out already:
- Pixar Short Films Collection, Vol. 1

Nov. 13:
- Pride and Prejudice Two-Disc Special Edition (because clearly I need it)

Nov. 20:
- Hairspray

Dec. 4:
- Superbad
- Pirates of the Caribbean: At World's End (arguably the worst thing to happen to Pirates ever...but I feel compelled to buy it and lament the loss of what could have been a great film)

Dec. 11(?):
- Harry Potter and the Order of the Phoenix (I'm not entirely sure on the date, except that the special gift set with all five movies is being released that day...so I assume the individual film would be as well)

Dec. 18:
- Once
- Stardust

Notable films not making the list include: Ocean's 13, The Bourne Ultimatum, Live Free or Die Hard, and Waitress. I enjoyed all of these films, but they don't make the first cut and I'll perhaps pick them up in a few months when they go on uber sale.

It's a good thing that I get double Reward Zone points anytime I shop at Best Buy before 11am from now until Christmas.
Alright.

So Winter Break is starting to really bother me.

I was playing around on travel site kayak.com and I'm thinking that if I shorten my trip, I could theoretically rent a car and get a hotel room (probably in Gurnee, because it's half the price of Deerfield, and less than half the distance of Hyde Park or Salem, WI (both 35 miles from Deerfield)).

Oy.

The problem...it's super expensive. And I'd be shortening my trip to 6 days instead of 12.

The more I think about it, the more I realize that a car is imperative. It's also $300 for 6 days for an under-25 year old (oh, and then there's the gas...which is why being 15 miles away in Gurnee is preferable to 35 miles away). The hotel would be over $400. And the flight is still $200.

Of course, that all doesn't include all the money I'll spend on food and social events once I get there.

Oh, and don't forget that I'm still planning to get to New York for the New Year.

I have a little excess student loan money...but I really shouldn't spend it all.


Anyone have a good solution for me? Keep in mind that I will be in Deerfield or Highland Park every day.
AHHH!


Winter Break is stressing me out BIG time.

Flight from Tampa to O'Hare? $255.
Flight from Tampa to LaGuardia? $259.


What the fuck am I doing traveling at the most expensive time of the year?!

PLUS, when I'm home or in NYC, I'm going to have to spend a SHITLOAD of money. Like...on social events (movies, museums, etc.) and all of my food. Not to mention transportation. Whether it's public or I decide to do something crazy like rent a car (which would then add to money spent on parking, etc.), it's going to be a shitload of money because I plan on being in Deerfield every day.


Don't forget that starting December 1st, I'll have to pay for my health insurance.


I can easily see Winter Break costing me $1100. I just miss my friends...why does that have to be so expensive?



But I have been SO good at not spending a lot of extraneous money. Other than movies and groceries, I haven't been extravagant. I haven't even bought DVDs in the last three weeks. That's CRAZY for me. And I've been searching for sales when I do get excessive items (DVDs, hair dye).

Ugh. I fucking hate money issues.

And to think, I was going to buy some nice posters for the apartment (art.com is having a 50% sale).
Heath insurance stresses me out.

Particularly because I know that the US heath insurance industry sucks. Partially because I can't find the information I need.

Technically, I think I can wait until November to enroll (when I turn 23 and get kicked off my dad's insurance plan), but I can't find anywhere that tell me if an "annual" plan will cover me in the summer after I graduate, or if on May 3rd, I'm out of insurance again.

The good news is, because I got in-state tuition after I took out a student loan as an out-of-state student, I have the money to pay for insurance this year.


On the upside, UCF is currently beating Texas in the first 10 minutes of our first home game in the new stadium. I don't really care about football, nor the new stadium. But a better athletics program -> more money for the school as a whole -> trickle down to the liberal arts programs I actually care about. Granted, it won't be in my time here...but we are the 6th largest school in the nation, so it's about damn time we had a football stadium (or whatever).

Heh...the new stadium has Thorgard (the lightning detection system that Deerfield has at all it's schools and parks). That's awesome.


Eh...I'm so not in the mood for all of this. Where's my chocolate?
!!!!!!!

So, I complained earlier of having to pay so much for my textbooks.

As it turns out, my Anthropology book (a soft-cover, 400-page book) that I paid $144 for...was actually supposed to be $74. I went to the bookstore today and got a $74 refund (once tax is added in).

Seventy-four FREE dollars! (Sort of.)

The only downside is that the refund goes directly to my credit card, which I have since paid off and has a $0 balance.

Well, the logical thing to do would be to charge $74 worth of stuff, right? ;-)


So I went to Best Buy and bought:
- Casanova for $15 (not on sale...*pout*)
- Pan's Labyrinth, on sale for $10
- Hairspray Soundtrack, on sale for $8
- "The Office" season 3, on sale for $33

To add to the awesomeness...I had a Reward Zone certificate for $20, so it all cost me about $49.


Today rocks.
I'm taking a short break from cleaning out the pantry, refrigerator, and freezer at my apartment (four garbage bags full of shit so far...my previous roommates clearly didn't feel the need to take the foods with them).

Anyway...


I got an email from a woman at the Registrar's Office and I qualify for in-state tuition!!!!

YAY!!!!


Now for my third trip out to the dumpsters.

Next...actually cleaning the fridge. Oh man...there was cucumber in the veggie drawer...it was LIQUIFIED, folks. Total mush...and leaking.

Gross.
Zoe mentioned something about having graduation moneys, and it got me thinking that I might be entirely fucked.

Technically, commencement next Spring would be May 3.

My cousin Tiffany is getting married the weekend before (in Iron Mountain, MI) on April 26th.

And 5 weeks later, my cousin Adam is getting married (around Antioch, IL) on June 7.


Most of our greater family members will be spending a lot of money to attend both of these weddings. Some people will have to pick and choose which they can go to (Adam's is going to be the big party. Location and timing are better for most).

Personally, I don't know if I'll make it to Tiffany's...that's the weekend between classes ending and finals beginning...and I'll have my big senior thesis/research project thing.

Now, I wasn't really planning on walking in the commencement ceremony. It's been two years and I still don't feel a huge connection to UCF. I was assuming I'd get a party, but it would be in Florida and the only people I'd get presents (read: money) from would be my parents and two aunts...all people who have to try to afford transportation for two weddings in 6 weeks, not to mentioned the big money/gifts for the newlyweds.

Some how, graduating college seems so much less important. Gah, I'm screwed as far as free money goes. I'll be lucky to get $500 in all. That won't help in getting myself settled somewhere after college or providing a "it's okay if I don't find a job right away" buffer.


Selfish? VERY.

But I'm about to take out my 4th student loan and dear god, I'm drowning in debt (I'm currently in over $80,000 and about to take out at least $15,000 more). I don't understand how people get through college without massive loans. I don't know how people's parents have the ability to save money for college. I wish I had a rich uncle.

I thought $100,000 education debts were just for people who got really good, Ivy League educations and were guaranteed a job upon graduating. How the hell did such a crappy education cost me so much money?!

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As the dollar sinks lower and lower, the euro becomes stronger and the pound reaches it's highest level in 26 years.

Is it election year yet? I'm getting a little sick of this shitty economy.


[source: International Herald Times]

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